Family of the Deceased

Family of the Deceased 

The family members are entitled to a pension in the following cases:

  • In the event of death of the retirement, non-occupational disability, total or partial permanent disability pensioner.
  • In the event of death of the contributor as a result of employment injury deterioration or complication.
  • In the event of death of the contributor while in an employment covered under the scheme, having a contribution period no less than three consecutive months or six inconsecutive months.
  • In the event of death of the contributor after leaving employment and having a contribution period no less than 120 months or 60 months provided that the complementary period is added to reach 120 months.

1. Widow(s) of the deceased contributor until the date of his death. However, the ex-wife, within the time period determined by the Islamic Law, is also included.

 2. Widower whose contributing wife died and is suffering a loss of earning capacity until he is no more incapacitated. The widower is considered as disabled if he attains 60 and does not work.

 3. Sons of the deceased contributor who are under 21 years of age until they complete such age. This age is extended to 26 years if they are continuing their studies. No age limit is set so long as they are unable to engage in any occupation.

 4. Daughters of the deceased contributor whatever their ages are until they marry.

 5. The grandsons and granddaughters of the deceased contributor who were supported by the contributor himself until the date of his death, subject to the same conditions as prescribed in respect of the sons and daughters.

 6. The father and mother of the contributor who were supported by the contributor himself at the time of his death, provided that the father is unable to work or over sixty years of age and not working.  

7. The brothers and sisters the deceased contributor who were supported by the contributor himself at the time of his death, subject to the same conditions required in respect of the sons and daughters.

 8. The grandfather and grandmother of the deceased contributor who were supported by the contributor himself at the time of his death, subject to the same conditions required in respect of the father and mother.

1. The pension is paid to the eligible family members on equal basis, at the following rates: 100% for three members or over, 75% for two members, and 50% for one member. The share payable to any family member should not be less than SR 345, and that their total shares should not exceed SR 1,750 per month or the average wage taken as a basis for the calculation, whichever is greater.

2. If the widow, daughter, sister or granddaughter marries after the contributor deceased, she is paid a marriage grant equals in amount 18 times her share for only one time. The pension payable to her is suspended. If she is divorced or widowed, she will rejoin the payment of survivors.

3. In the case the daughter, sister or granddaughter which, at the time the contributor deceased, was not entitled to a pension, becomes divorced or widowed, she will join the payment of survivors.

4. In case the disability returns to the son, brother or grandson whose share was discontinued due to the recovery of his disability, he will rejoin the payment of survivors.

5. In case the death of a contributor in employment and having a qualifying period for pension; the death of a pensioner (retirement, non-occupational disability, permanent total or partial disability), the contributor family members are paid a grant amounting three months of the pension value provided that it does not exceed S.R. 10,000, distributed equally. If there is only one survivor, the whole grant will be paid to him.

The contributor, or his family members, may combine the insurance rights in the following cases:
1.    The contributor may combine both the benefit and the pension, provided that the total does not exceed 100% of the greater of the following two: 
-    The average wage on which the occupational disability benefit was computed after increasing such average by a default annual increase amounting 7% for each completed year between the date of disability and the date of retirement, provided that the age of the contributor does not exceed sixty. 
-    The average wage on which the pension was computed. 
2.    The contributor or his eligible family members, as applicable, may combine the lump sum compensation payable under the Occupational Hazards Branch with the benefits payable under the Annuities Branch. He or they may also combine the lump sum compensation payable under the Annuities Branch with the benefits payable under the Occupational Hazards Branch.
3.    Combination of payable benefits with pensions to family members is within the limits of the following terms: 
1.    The sons and daughters may combine their pension or benefit share payable in respect to their father with that payable in respect to their mother.
2.    The grandsons and granddaughters may combine their benefit or pension payable in respect of the contributor with that payable in respect to their father or mother. 
3.    The widow may combine her share of the benefit or pension payable in respect of herself. The widow my also combine her pension share with her pension in respect of her husband. The same provision is applied to the qualifying widower.
4.    The disabled family member who is eligible for pension may combine his pension with the benefit due to him.
5.    In case the parents, brothers, sisters or grandparent were qualified for more than one pension, they are only paid the greater of such amounts. However, if the greater benefit or pension is less than SR 3,000, they are paid from the amount of the other benefit or pension with an amount to reach S.R. 3,000. 
6.    The widow may combine her share of the benefit or pension payable in respect of her husband. The widow my also combine her pension share with her employment wage with no limits.
7.    In case any eligible survivor, except for the widow, may combine his share of the benefit or the pension with his employment income within the limit of S.R. 3,000.