Non-occupational disability pension

Whenever a contributor is deemed unable to earn a wage equaling at least one third of his previous wage due to his health condition, and this disability continues for a period more than six months, he is entitled to receive a disability pension provided that he meets the following conditions:
1.    The disability must have occurred before the contributor reaches the age of sixty and while in employment.
2.    The contribution must have no less than 12 consecutive months or 18 inconsecutive months.
3.    Determine the disability by the competent medical boards within 18 months as a maximum from the date of discontinuing contribution.
-    The non-occupational disability pension is calculated the same way that the retirement pension is calculated, provided that the amount is no less than S.R. 1,725 or 50% of the average wage over the last two years, whichever is greater.
-    The disabled contributor undergoes periodic medical examinations to make sure that the disability is continuing until he reaches the age of sixty. Then the pension becomes permanent.
-    The non-occupational disability pension will increase 50% if the competent medical board decides that the contributor needs the assistance of other, provided that the allowance does not exceed the amount of S.R. 3,500. The contributor undergoes medical examinations until he reaches the age of sixty five, then the allowance become permanent.
-    If the non-occupational disability occurred after the contributor leaves employment covered under the scheme, he is entitled to a retirement pension without waiting for attaining the age of sixty years, provided that he has no less than 120 months, or at least 60 months provided that the contributor adds the complementary period to reach 120 months.
Example of non-occupational disability:
A contributor having a period of contribution reaching 12 consecutive months, and he suffered from a non-occupational disability while in employment. His average wage is S.R. 10,000. What is the amount of his pension?
Pension: 10,000 × 50% = S.R. 5,000.
If he needs the assistance of others, 50% of the pension will be added; the allowance: 5,000 × 50% = S.R. 2,500.
The total pension is: 5,000 + 2,500 = S.R. 7,500.

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