Combining insurance rights

The contributor, or his family members, may combine the insurance rights in the following cases:
1.    The contributor may combine both the benefit and the pension, provided that the total does not exceed 100% of the greater of the following two:
-    The average wage on which the occupational disability benefit was computed after increasing such average by a default annual increase amounting 7% for each completed year between the date of disability and the date of retirement, provided that the age of the contributor does not exceed sixty.
-    The average wage on which the pension was computed.
2.    The contributor or his eligible family members, as applicable, may combine the lump sum compensation payable under the Occupational Hazards Branch with the benefits payable under the Annuities Branch. He or they may also combine the lump sum compensation payable under the Annuities Branch with the benefits payable under the Occupational Hazards Branch.
3.    Combination of payable benefits with pensions to family members is within the limits of the following terms:
1.    The sons and daughters may combine their pension or benefit share payable in respect to their father with that payable in respect to their mother.
2.    The grandsons and granddaughters may combine their benefit or pension payable in respect of the contributor with that payable in respect to their father or mother.
3.    The widow may combine her share of the benefit or pension payable in respect of herself. The widow my also combine her pension share with her pension in respect of her husband. The same provision is applied to the qualifying widower.
4.    The disabled family member who is eligible for pension may combine his pension with the benefit due to him.
5.    In case the parents, brothers, sisters or grandparent were qualified for more than one pension, they are only paid the greater of such amounts. However, if the greater benefit or pension is less than SR 3,000, they are paid from the amount of the other benefit or pension with an amount to reach S.R. 3,000.
6.    The widow may combine her share of the benefit or pension payable in respect of her husband. The widow my also combine her pension share with her employment wage with no limits.
7.    In case any eligible survivor, except for the widow, may combine his share of the benefit or the pension with his employment income within the limit of S.R. 3,000.